The Colts QB in 2021 is?...

[Chaka]

Originally Posted by albany ed

At any rate, that's a lot of money to give a QB with a career 89 passer rating and a winning percentage of .514.

Reich would have to be very certain that he can turn him around.

Agreed. The good news is that if he’s still a good starting QB, he’d be a bargain to have him locked in at $24.5M for the next four years. And the downside is more limited, since his guarantees would only apply to the next two seasons at an average of $23.7M per (the third and fourth years are entirely unguaranteed – just straight salaries/roster bonuses).

It's worth noting that this contract structure would actually be somewhat consistent with some of Ballard’s other contracts, where the guarantees are all in the first couple years, leaving lots of flexibility at the backend. Look at the contracts for DeForest Buckner and Ryan Kelly – both have all of the guarantees in the first two years.