At this point, I would bring back Matt Gay to play the remainder of this season.
I would have been fine signing him to the practice squad after Washington released him and had him ready in case Badgley imploded. But the 49'ers had a need with their kicker Eddy Piņeiro injured and San Fran was able to promise him the job on game days immediately and give him a better opportunity.
The 49'ers have their bye this week and expect Piņeiro back for their next game. So Matt Gay is currently sitting on their practice squad...the Colts could easily poach him right now. But maybe they are allowing San Fran to keep him around in case Piņeiro is not ready.
Matt Gay has been 100% on XP's the last two seasons. His FG completion percentage looked ugly this year because Washington decided to let him attempt a lot of FG over 50 yards - and (as I would expect) that didn't turn out well.
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